Best mutual funds india reddit. Edit: corrected this.

Best mutual funds india reddit Mutual fund investors often have the nagging doubt of whether they have chosen the 'best' mutual fund. Mutual funds generally find it hard to replicate top quartile performance. Convenience. 5k into Nippon India & Kotak small caps, as from whatever little research I did they seemed to be the best and dont have a lot of overlap. Tata India Tax Savings Fund - Invested for tax savings in 2016 but continuing it because it is benchmarked. Here are some of the best-performing mutual funds, ETFs, and Index funds in past years. Mutual funds hold assets (which are mostly stocks in case of equity mutual funds). 5% from FDs and returns are more tax efficient compared to FDs. Bad mutual funds may have high expense ratios. mstock offers direct investing in mutual funds with zero commissions. This would not only help people who have just started investing in mutual funds but also to those semi experienced people. The investor has the option to choose the investment category: if the investor chooses to invest in Kuvera is my choice as it is simple yet powerful. About me - 21 yo, looking to invest 15k in 3 different funds I have some recommendations Parag Parikh Flexi Cap Fund PGIM Midcap Fund UTI Nifty Index funds Navi US market Kotak Emerging opportunity My risk exposure is high and I plan to invest for the long term. O. As it would make less sense to get into sip's of mutual funds with pretty much same stock portfolio. P. I am also using the same combination. It is a one stop destination to discuss all the news, entertainment, science & technology, sports, history & culture, economy and geopolitics related to India. My method of selecting a fund is having a glance at the fund's portfolio. : Almost half of the funds are even recommended by Pranjal Kamra. If money is needed can just reduce SIPs. I have been investing into Mutual Funds for 5 years now. Compare this to mid and small-cap segments: fund managers have 150-250 stocks to pick from. I recently sold off Quantum Long Term Equity Fund and DSP Small Cap Fund because of their underperformance. BIGGEST POINT - An equity investor has two types of risks. Fee for investing money into MF? Next, each mutual fund has an expense ratio, which is the fee the mutual fund manager charges for managing the mutual fund. Just wealth creation. So, overall your portfolio is well diversified. 999. Any fund will do. Mutual funds are supported as well. D. It contains liquid funds from 4 different fund houses and allows withdrawal of up to 2 lakhs instantly. 5%-6. Another advantage is the potential for diversification. Here's from my research on this issue back in the good old days of 2006: 1. Buying an Index Fund that tracks the S&P 500 gives you a diverse base of 500+ stocks that have historically performed very well over time. Personal advice queries and comments will be removed to ensure that older threads provide sufficient historical reviews on products and services. As buffet says The best investment choices are the often the most simple ones!! I've worked to create a diversified portfolio across various fund categories, and I've been diligent about keeping overlap between the funds to a minimum (below 15%). , I've not found a mutual fund portfolio optimizer that optimizes return-risk equation through selecting and balancing my investments across mutual funds. It’d stand to reason that higher the credit risk, lower the liquidity related issues. I also like how FI handled winding up of their six debt funds. For Mid cap mutual funds invest in the least expensive Direct Index fund that has the word "Midcap 150" and "Direct" in its name. The gains are over 1 Lakh combined for all 3 funds. Plan your investments & invest in the best funds offered by these AMCs in India. I wanted to start SIP which I can manage on my own and am looking for the best app where I can add funds and it keeps getting deducted on its own on… Ive invested 45% in PPF & 55% in Gilt Fund for long term debt portfolio. 20% Index funds (Split between Nasdaq and Nifty Index Funds; Axis Nadsdaq, Bandhan and Navi Nifty funds) 3% BFS Theme (Tata BFS direct growth & HDFC BFS direct growth) 7% Technology Theme (Edelweiss US Tech, Mirae FANG+ ETF, Tata Digital India Growth Fund) 5% Small Cap (Quant and Nippon here) Well personally, I invested in Nippon India growth fund. According to the latest definition, any such "Large Cap" fund needs to have atleast 80% of its assets into Large Cap stocks at all times. Just buy the etf of the fund and the expense ratio is as good as direct without any hassle. I use Morning Star and Value Research online. Also from my own experience - I had take Motilal oswal india opportunity fund and the results have been poor. Mutual Fund Investing works best when viewed as a long-term investment. If you are planning long term, then SGBs are clearly the best. Direct mutual fund investments are available for the NON PIS clients (direct mutual funds have lesser expense ratio than the regular mutual funds) Yes, there are a lot of good funds in the market. A mutual fund needs to also hold some cash / bonds in its portfolio, if more users cash out than buying in - redemption pressure. Mutual funds typically invest in a broad range of assets, such as stocks, bonds, and other securities, spreading the risk across multiple investments. Small cap funds are not required, An allocation to large and mid caps is sufficient in a portfolio It is a myth that small caps outperform large and mid cap mutual funds One needs to time their entry and exit in a small cap else will not make any money. For example, PPFAS - GOOGLEFINANCE("MUTF_IN:PARA_PARI_FLEX_17J17OL", "price"). ) Quant Small Cap Mutual fund-20k 6. Ive invested 45% in PPF & 55% in Gilt Fund for long term debt portfolio. I made a tool that can plot various graphs on mutual funds and indices, allowing you to compare and assess them. B- ELSS- Tax Saving. Hi All, I'm new to the mutual funds and planning to do 4 monthly SIPs starting this month for a long term duration of 15-20 years. Mutual funds in India are the worst possible investment for a US citizen. 3] Nippon india multicap fund- direct - growth 4000 4] JM flexicap fund- direct – growth 3000 5] Parag Parikh Flexi Cap Fund – direct- growth 5000 6] Hdfc balanced advantage fund – direct – growth 6000 7] Nippon india small cap fund- direct – growth 3000 8] Dsp india tiger fund – direct- growth 2000 This does not need any special permissions like PIS letter or specific banks. my strategy is to buy gold ETF for a fixed amount every month. It's over-all average return is 19%. I use the capital gains from gilt funds to periodically rebalance my portfolio, mostly put it to equities. [1] They might say yes, or they might say no. This mental/physical effort may not be worthwhile in long-term when difference in XIRR shrinks. I couldn't get the Flexi one for my child because 15K a month is too less for 3 funds & I need to have an ELSS fund. Some like HDFC GOLD MF also has an exit load. But as you said, they have provided us with really cool features. github. Your portfolio of SIP looks great . 5%-7. And moreover, Nippon is a household name in terms of mutual funds. This dividend from all the shares in a mutual fund can either be paid out to mf investor (dividend plan) or reinvested in the same mf (growth plan) Mutual fund is not equity alone. PPF is fixed. Jan 5, 2025 · Know the top 10 best Mutual Fund investment companies for 2025. 00 canara robeco emerging equities growth 2,500. Almost all active funds have been struggling to beat the Nifty index for the last three years. complicated. It's been a tough few years for equity, in general. I use arbitrage funds to park very short term money for short term corrections. Need reviews/ recommendations for my allocation Age-24M Current Allocation 1. . Direct funds skips the middleman and you invest directly without any agent commission or fees deducted from your funds. For gold you could use ETF and SGB. Even better there is no entry or exit load other than commissions. Most of the mutual funds also have a etf of the fund. You can buy ETF like you buy a stock which you cannot do with mutual fund and some of the mutual fund companies are not true mutual. Which are the best Mutual Fund Comparison tools. Here are my current holdings: Third, mutual fund units are bought at a certain price, which is calculated at the end of the day, called NAV(net asset value). As mutual fund investor we buy many funds but can we visualize the companies we are indirectly investing in and is there a over lap. As long as on aggregate give decent alpha i am fine. It is something to keep an eye on if the AUM burgeons (and it might given its performance in bull markets). There are debt funds, gold funds, silver funds. If you want multiple folios for same fund, switches, non demat investments try MF Central. Rivals Fidelity, iShares etc publicly listed companies so they have higher fees. Your next best option if you're in the 30% tax bracket is an arbitrage fund. Lekin agar tumko top 50 companies ke ilava aur choti companies mein paisa lagana hai, toh index mein mat lagao, active mutual fund mein lagao. Demat stores all MF in a single place, nomination and transmission is easy. e Direct and Regular. But 99. What kind of analyses or tools do you use to assess various aspects of a mutual fund? What kind of analyses or tools do you wish you had access to, but is not available currently? For e. Namaskaram, We are a friendly and user-focused community for Redditors from India. I really want a China index fund, or China tech focused fund available in India. We can adjust our portfolios accordingly. 00 motilal oswal nasdaq100 fund of fund - growth 3000 For instance, you typed this on Reddit. Most funds would have both options i. io/ Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto gains and tax treaties, this is the sub where you'll find informed discussion, friendly advice, and high-quality answers with links to reputable sources. Should I look at debt funds as well or a different equity split for the mutual funds/other funds to consider? I have a medium -high risk appetite. Look for funds that has enough history 7-10 years atleast. Those are the ones to avoid. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. You can discuss something like these, ITT: Which fund houses are you currently investing with? Why did you invest in the funds? Reviews on the funds offered by the fund house? Please post the mutual funds you have invested in and also share your rationale behind selecting that fund. You’ll call up some pension funds and mutual funds and the likes, ask if they want to buy some hot bonds from Piramal with a 9% yield for 2 years. Just keep dumping money in mutual fund and refrain from checking the return every day. Regarding UST / LD / ST funds being relatively safer because of the mandate on duration; note that they have to only maintain average duration within limit. The AUM for Quant is definitely going to increase in future and this will make it difficult for them to allocate funds in any particular company’s that they are targeting cause those companies may have very small market cap as compared to the AUM for quant in the large cap space this may not happen but it will happen in the small cap area and will work against their own strategy of finding Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Prefer mutual funds, but maintain a small stock picking portfolio to practise. The first is the inherent risk in equity itself - it would rise and fall, and in the long term tend to overall rise. The AUM for Quant is definitely going to increase in future and this will make it difficult for them to allocate funds in any particular company’s that they are targeting cause those companies may have very small market cap as compared to the AUM for quant in the large cap space this may not happen but it will happen in the small cap area and will work against their own strategy of finding So I just redeemed 3 mutual funds with gains of around 30% accrued over a period of 2. Mutual funds are run by a fund manager who does the work of buying and selling the stocks. LTCG or STCG is taxed on notional profits, basically the difference between the closing balance and the opening balance even if there was no assets sold at all. The scheme provides investors an option to avail reasonable market based returns over long term. 06% expense ratio SWLGX (Large cap growth). I am currently approx 50% invested in equity and mutual funds, but rest of portfolio is in Fixed Deposits and Savings accounts (which I recognize is a terrible option) and hence the question. It tracks and reflects prices of Top banks in India with high weightage to top 5 banks. The goal of a portfolio should be to get decent enough returns to reach your financial goals. Check out the list of top-performing index funds and invest online on ET Money. But unfortunately, best in investing is different for everyone. 15+ years horizon. For a fund to be the best fund, the fund manager has to do a good job & the market conditions should be good as well. The easiest way that I knew to invest in US stocks was to buy Mutual Funds like Navi NASDAQ 100, Navi US Total Market, etc. You can hopefully tide over the few days delay with a credit card or a small FD. I assume credit rate risk will be negligible in the PPFAS fund, but interest rate risk will be there. I had invested about 3. Again, no hidden, in your face ads. Also among active funds, Parag Parikh covers midcap, large-cap and also invests in some US tech stocks. If you’re looking to expand your debt exposure beyond fixed deposits, debt mutual funds are a good way to start. Direct plans have higher NAV and regular plans have lower NAV. If u want more returns, then you can look at the option of subscription-based smallcases. What I look for basically is that the fund must have been in the top 5 in it's category, considering 5 years or more time frame. Equity MF breakdown: 26% in US index funds (S&P500 and Nasdaq 100) 24% Smallcap active funds 17% in Midcap active funds Yup, the UX can be improved a lot. However, only funds from NRO bank accounts can be used for investing. I can recommend that. This is in context of other Conservative Hybrid Funds returning 25+% in the last year but these funds invest in AA- securities and also take risks on the equity side. In the Nifty 50 segment, a fund manager has only 50 stocks to choose from, to fill up to 80% of their portfolio. Gold Mutual Fund: - Gold mutual funds invest in Gold ETFs. I am not much aware of taxation in India, and hence do not know how taxes are paid on mutual funds. Hi, I invest in following funds for equity. The tool… SEBI issued circulars last year that led to recalssification of mutual funds in India. 5 years. But other than a Motilal Oswal mutual fund (Which has a very high TER) I couldn’t find anything else. g. Jack founded Vanguard and pioneered indexed mutual funds. Use PPF/EPF/FD for debt portfolio, For beginners, Equity Mutual Funds are the best options as debt MF is complicated. 00 hdfc index fund - nifty 50 plan 4,000. Upto 2. Easy choices for core IRA funds: SWPPX (S&P 500 fund). Best Mutual Funds for 2024 in India Large Cap INDEX Funds. So better investment is for mutual funds. There is no evidence they beat the market consistently (index etfs) or even beat mutual funds. Although there are some mutual funds that have famously outperformed, you can not know which ones will be famous from this day forward, as no managers have ever lasted forever. Good mutual funds have very low expense ratios because they are now mostly computer managed. UTI Nifty 50 Index Fund 10k HDFC Retirement Fund 10k HDFC Small Cap 10k Motilal Oswal midcap 10k Using Google Finance, one can easily track Indexes, Stocks, Currencies, and Mutual Funds in Google Sheets. Mutual Funds and ETFs that track this index also have relatively low volatility and very low management costs. 5 years back and at negative 12%. I have been trying to ask DSP, SBI, AXIS and few more. if you see performance across years, it will be difficult to find funds which are in the top quartile consistently. Nippon India Index Fund - S&P BSE Sensex Plan - Direct Plan HDFC Index Fund - S&P BSE Sensex Plan - Direct Plan*** 👍 Hi, I'm looking to invest in mutual funds. etc. Do check the expense ratio of each fund, prefer the lowest one however don't compromise on the reputation and performance of the fund Recently, DSP Mutual Fund did a good advertising campaign that said, until you find the best fund, go for index funds :) Well, i don't mean to undermine your predicament to find best. ) Nifty 50 Index Fund-20k 2. 50%. So, the investor has to put their faith in the fund managers and the market. Just my two cents. To check out some of the best mutual funds to invest in, just go check this out and you’ll be good to go. Dont need crazy returns. So the overall TER cannot exceed 3 times the underlying fund's TER (2 from FoF, 1 from the underlying fund). Ratings on MFs don't really give a fair picture, IMO. Can't be withdrawn. Though this method is not fool proof guys, please review my mutual funds: invesco india infrastructure fund-growth 1,000. ) Nifty next 50 Index Fund-10k 3. They will have the word "Direct" and "Nifty 50" in their name. A fun read about how it's faired for the Top 5 Mutual fund investor over last 2 decades. Over the longrun(5-10yes) it may give 10-15% CAGR Any day Mutual fund is better based on the present scenario. Try to go long term imo (>= 5 yrs) One small cap fund is good, don't see a need for two. - Certain brokers do allow you to have a SIP in ETFs. No specific goal in mind. New Pension Scheme. With that here you go- Best Index Funds-Nifty Index Funds-ICICI Pru NiftyNext 50 LIC MF Nifty Next50 HDFC Index Nifty50 ICICIPru Nifty50 UTI Nifty200 momuntum30 Index Fund Nippon India Nifty Midcap150 M. The best part about our protocol is that it allows these mutual funds to be conducted in a trustless, decentralized manner, which removes part of the risk from fund members onto Fund Managers. 05% expense ratio Some complimentary funds in an IRA: SWISX (Developed international fund). Each fund is in turn comprised of 30-40 stocks on average. What is correct to do? Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Use PPF/EPF/FD for debt portfolio,as a medium risk appetite. Smallcap and midcap funds have peaked in 2018, and have been on the decline ever since. Does anyone here know what's the formula to track MFs via Office 365? Obviously one should look for a skilled fund manager. Here's a breakdown of my portfolio: **Large Cap Funds:** Axis Long Term Equity Fund UTI Nifty Index Fund Motilal Oswal NASDAQ 100 ETF **Mid Cap Funds:** Vo ye kehna chah raha hai ki agar tumko top 30, ya top 50 companies mein paisa lagana hai, toh index funds jaise ki Nifty 50 ya Sensex achche hain. Some say tax status should only be either "NRE" or else "NRO". How do you manage the funds overlap in your various folios? Hi all, I want to invest some amount of money into small caps every month, currently I've split it into 2 SIPs of 7. Slightly less liquid than a liquid fund (it'll take 2-3 business days to get your funds) but equity like taxation and slightly better returns than a liquid fund. The fund has low allocation in less liquid stocks like MRF and Linde India (about 2%), which at current cumulative AUMs of the two funds comes to about 2cr in each stock. But the reporting requirements are particularly onerous for mutual funds because of something called "PFIC" rules that apply, these reporting requirements make these investments less attractive but if you are OK with dealing with the paperwork nothing to stop you otherwise. ** This is in context of other Conservative Hybrid Funds returning 25+% in the last year but these funds invest in AA- securities and also take risks on the equity side. Edit: corrected this. All you can do is to go with your best assessment, diversify yourself and hope for the best. I am working on this and other research ideas for mutual fund investors. In India, Gilts are most liquid in bond segments; and AAAs come after that. My emergency fund is in liquid funds(e. His work has since inspired others to get the most out of their long-term investments. Per my uBlock Origin and EFF privacy badger, Reddit use Amazon ad system, its own ad cannon, Google tag services, and aaxads; and all the relevant trackers that are needed to run these. New Pension System (NPS) is a defined contribution based pension system launched by Government of India with an aim to provide old-age security coverage and pension for all citizens of India. Also, any Hybrid funds that I can add, if i should be adding it. For some reason I'm unable to post a text post in India Investments. These stocks give out dividends to the shareholders. If you need the money sooner than 5 years, may be consider debt fund mutual fund Yes, you can be very rich by mutual funds only if you leave most of your equity funds untouched for 30+ years and let compound interest do it's magic. You should also have some debt and gold in your portfolio. NRIs from the US can certainly invest in mutual funds, there are no restrictions from the US side. Banking sector is undervalued, you can expect 18% Compounding p. Nov 25, 2024 · Motilal Oswal funds emerged as clear leaders in this year's SIP performance. one year of out-performance can be followed by a couple of years of under-performance (wrt benchmark). 0. Nifty Midcap150 Nippon India Nifty Smallcap 250* Considering the pandemic and healthcare situation in India, is it a good idea to invest in pharma mutual funds for long term? Or am I late to the party? Following is a list of pharma funds I am considering: Nippon India Pharma Fund Tata India Pharma & HealthCare Fund Another option is to invest in "Pharma tracker" smallcase on Kite. I am able to track Indian stocks but unable to track Mutual Funds. People in India tend to be risk averse, you can check statistics about mutual fund penetration to get some measure, which I believe is the safest form of equity investment one can go for. The Motilal Oswal Midcap Fund-Reg (G) topped the charts, delivering a remarkable 81% XIRR with a present value of Rs 15,983, making it the highest-performing scheme in the list. C- Multicap or Contra. In Kuvera there is an option for liquid funds called "Save Smart". A debt mutual fund is an investment program where a pool of money (created by investors) is collected and the fund manager strategically diversifies the investment of the money collected across various investment options like equity or bonds. They also provide the option to go AMC-free for life at an one-time fee of Rs. Wiki at: https://japanfinance. Filter for funds from any category (equity/debt, large/mid/smallcap, etc) Sort funds based on various performance criteria (short/longterm returns, etc) Once you see some funds that fall into your criteria, you can open the fund page and then get more details (asset allocation, expense ratio, ratings, etc. What is correct to do? The AUM for Quant is definitely going to increase in future and this will make it difficult for them to allocate funds in any particular company’s that they are targeting cause those companies may have very small market cap as compared to the AUM for quant in the large cap space this may not happen but it will happen in the small cap area and will work against their own strategy of finding So I just redeemed 3 mutual funds with gains of around 30% accrued over a period of 2. This is bullshit as a NRE will obviously have an "NRO" too. He's completely new to the world of investments but has been dedicating time to learning about mutual funds for the past few days. Arbitrage funds don't earn much returns. 63 crores worth of AUM as of March 31, 2024, and an expense ratio of 0. I want to invest them in mutual fund in India. , DSP BlackRock Equity Opportunities Fund, DSP BlackRock US Flexible Equity Fund, DSP BlackRock Natural Resources and New Energy Fund Moneycontrol provides you the complete guide for top ranked funds and best equity funds to buy/invest, best equity mutual funds in India, best performing equity mutual funds of Hi, I recently started investing in mutual funds, SIP worth 1 lac per month. Context of the question was that I was looking for low/moderate risk fixed income investments to supplement my equity and mutual fund investments. - Some fund houses allow physical gold conversion, which is beneficial if you want to take physical possession of gold. So at any point I can prepone 3 months investment without breaking the debt fund holding. Invest a fixed amount monthly and you're set Also, you don't need more than 3 mutual funds, whatever be the case. In India although the per capita income is on the rise, it still has a lot of catching up to do with that of United States. Pls advise if some similar funds focused on a industry that should be added. if someone does not plan to stick to active funds Adding the return percent with sip for the past 3-4 months here Quant Mid cap Fund (18%) Quant Focused Fund (~14%) Canara Robeco small cap Fund (~14%) Also, remember to only opt for direct and growth part of any Mutual Fund you decide on Investing individually through these funds direct site is a great idea. One of the jobs of an investment bank leading a debt offering—maybe even the most important—is to market the bonds to investors. Sharpe Sharpe ratio represents the trade off between risk and returns. Keep in mind, minimum lock in period is 5 year to ensure u have a guaranteed return. All of them higher 4 or 5 star rated funds from CRISIL or Value research "*Tested mutual funds based on different parameters : Rolling returns consistency of 1yr , 3yr , 5yr , Std Dev , Sharpe ratio , Fund Manager and Expense ratio. In practice, if you have multiple funds with multiple dates with multiple amounts, calculating and tracking which fund to redeem by how many units to keep gain less than 1L can be completed calculation, and requires tracking the time/market. Aug 8, 2024 · Overview of the Best Mutual Funds in India in 2024 (as per 3Y Returns) Here is a brief overview of the above-mentioned top mutual funds in India: Aditya Birla Sun Life PSU Equity Fund Direct-Growth; The fund has ₹3,403. 9% of people don't have so much patience and break their MF investments way too early because of panic, advice from any advisor/family and friends, or hundreds of other reasons. The stock prices have 15 min delay. In US only Vanguard true mutual as Vanguard Mutual Fund holders own Vanguard hence their low fees. You can have max 10% stocks and the rest in mutual funds in your equity section. The funds were invested through SIP which was stopped in September 2020. What does reputed mean? Past performance? A large AUM restricts the ability of the scheme to invest flexibly in small and mid cap companies. It's the safest choice and with the lowest expense ratio. 23 ER, AAA quality papers) but is now Franklin India Saving money market fund because of the great combo of low ER(0. Funds I am Considering - Index : ICICI Nifty 50, Uti Nifty 50 Mid Cap: HDFC, Kotak Emerging, Motilal Small Cap : Tata, Nippon Additionally, mutual funds offer liquidity, meaning that investors can easily buy or sell their shares, providing flexibility and convenience. Are my SIP choices… Please post the mutual funds you have invested in, mutual funds that you have currently paused/cancelled and also share your rationale behind selecting/pausing/canceling that fund. 13), low interest rate risk & low credit risk(AAA papers). The one I'd recommend is Niftybees. 03% expense ratio SNXFX (Schwab 1000 fund). I AM an NRE & I have some money in my "NRE" and "NRO" accounts. What fund / PMS / AIF should I choose?"), the bi-weekly advice thread is recommended It's stickied at the top of the subreddit. There's a wide variety of mutual funds to choose from, allowing for diversified investment portfolios. 02% expense ratio SWTSX (Total USA fund). I use "HDFC Nifty 50 Index fund - Direct". By small, I did mean around 10% of my debt exposure. ) The top three BlueChip Mutual Funds of 2021 are Canara Robeco Bluechip Equity Fund, IDBI India Top 100 Equity Fund, and Axis Bluechip Fund. For Large cap mutual funds invest in a Direct Index fund. Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and ETFs - learn tips for tax efficiency and other account optimization strategies. ) PGIM Mid Cap Mutual Fund-10k 4. I would like to know more about other MF comparison tools available for investors as well. Amongst equity funds, I'm biased towards index funds for their ease of use but have a smattering of active funds especially for smallcaps. As you could port investments back and forth quite easily between Groww and Kuvera, so I would suggest to use both and see for yourself what you like better - now and after one year. They have the potential to deliver returns in the range of 5. All give me confusing answers. The manager takes some sort of fraction of the fund (the "expense ratio"). In the recent years, I've realized that I'll not be needing the money invested for a long time (Probably when I retire or if any emergency comes up). If you didn't know the difference, it would be best for you to take advise from your mutual fund advisor and invest in regular plans. In general investment in Mutual Funds should be long-term (>10 Years). Fall of the International Mutual funds: Till 31st March 2023, these mutual funds were eligible for LTCG of 20% with indexation benefits after a 3 year holding period. Groww and Kuvera both are great. Chasing best returns might take you down a rabbit hole that you'd question your pick every few months, and start looking for newer exotic assets. Microsoft has launched the same feature with Office 365. It's natural to lose faith in mutual funds or stocks, but it's important to keep expectations at a moderate level. a for a longer term - 3-5 years. 035% expense ratio SWSSX (Small cap blend). - If you are looking at only 3-5 year returns of the funds and choosing funds based on that, don't do it. But here's the thing that most investors don't realize- unless you're an insider, there's no good way of knowing how skilled or luck a fund manager is. Sometimes u get good return in an year. I am mainly a mutual fund investor and I have used them both. Your investment amount is distributed among these 4 funds and all these funds have given 1% to 2% better return than a savings bank account. My strategy is to pick one of the good rated funds from valueresearch and be consistent with it as long as it's performing well. 3. Choose the category that works for your goal - and there are 30-plus categories. No "in your face" this is the best fund "hidden" ads. While there are decent index funds for the first two, I hope someone starts an index fund for China market available in India too. This is basically a list of the top (best) mutual funds ever. At about 2-3 PM, you can get the last day's NAV. - These funds can be bought in both demat and non-demat forms, which provides flexibility to investors. 5%,of my funds are in arbitrage now and this amounts to 3 months worth of savings as of now. HDFC Mid-Cap Opportunities Fund - 20% Quant Small Cap Fund - 25% ICICI Prudential NASDAQ 100 index fund - 5% Was thinking to add some fund dedicated to upcoming technologies like AI/Big data. I recommended them to have a global search option, going to Explore->Mutual Funds and then searching for a fund is PITA. Reason being - 93 holdings, one of the best diversified mid cap, Although this fund includes couple of large cap companies too like NTPC etc. In general investment in Mutual Funds should be long term (>10 Years). One of them deals with the definition of "Large Cap" mutual funds. 5% over the 4. ) FoF where the underlying funds are - Index Funds or ETFs, the TER can at max be 2 times the underlying fund's TER. Choose one midcap fund, a debt mutual fund and a smallcap fund, so that even if the smallcap fund goes sideways, your portfolio will be balanced because of other funds. If you want to invest in ICICI Pru Bluechip Equity Fund or increase your initial investment, you can get expert advice with HDFC Securities. Hey u/aceutosh, . I'm a beginner and don't really have knowledge of the markets or investment and hence have so far only kept my savings as FDs. ) Quant Mid Cap Mutual Fund-10k 5. The same issue is not in individual stocks But mutual funds are a tax nightmare. A healthy dividend-producing blue chip or a simple, broad index are probably both preferable to most mutual funds. 97 votes, 32 comments. Index funds are mutual funds or ETFs that track a market index by automatically investing in the securities that make up the index. Quantum, Parag Parikh) & my preferred debt fund used to be L&T UST(0. Took all the best performing funds across last 5 years. Std Deviation Higher means higher volatility 2. Reviews of mutual funds and asset management services for month of February 2022 : Request or post reviews. Thinking has been, diversify across funds and strats, value vs growth. If you're looking for a better alternative though, then you could consider mstock. For international diversification, I want India, US, and China in my portfolio. 00 axis bluechip fund-growth 2,000. SBI Bluechip Fund is also a good option. 00 tata digital india fund plan growth 2,500. I used to invest in SIPs through a Financial Advisor back in India, but I discontinued as I felt like the FA didn't take my investment's too seriously as I was probably one of That said, HDFC Securities helped me invest in easier and safer mutual funds managed by industry experts and professionals. The dilemma is - while Nifty index fund is a must in both the folios, I had to distribute other 3 kinds of active funds - flexi / midcap / ELSS in the 2 folios. A- Index Funds. Initially I only invested into Debt Mutual Funds, as I was unaware of my investment horizon. My father, who is 46 years old, has recently shown interest in investing and has decided to start with mutual funds. So best to limit the amount. SIP in a small cap fund is a strict no-no. Tax treatment seems same for etfs and mf. Or in 3 years. I have decided to invest 10k/month in Mutual Fund 3k in Index Fund, 4k in Mid Cap (2k each in two different type of funds based on investment strategy and sector allocation), 1k in Small Cap and 2k in Flexi Cap. Long time horizon, 10 years atleast. Both midcap and smallcap index have done better. S. If you are already comfortable with the app you are currently using i have a suggestion which is less work. Gold Mutual funds are taxed as debt funds. If you want a simple invest and forget, Coin is best. Invest regularly in mutual fund through sip and occasionally in stocks. Sips are easy to create. D- Sectoral. I think among index funds, UTI nifty is the best one. For example, you can et ITC's stock price by querying GOOGLEFINANCE("NSE:ITC", "price"). 59 members One of my relatives was asking for investment advice and to get them started I suggested to invest in Index funds (preferably ETFs) that target the S&P500 or FTSE or MSCI all-World index. For debt I am looking at PPF and FD (7%). 5 funds means you own more than 200 companies easily, which is too much diversification. There is no stock which you can buy and forget for an year, best of best companies goes though business cycles coming to MF, you just keep on buying at regular intervals, do not stop. Mutual fund NAVs are typically updated later. The interest rates are going down so the Fixed deposit rates will also get slashed and if we invest in mutual funds you will not be taxed for longterm capital gains. iifrqdm dtpkxrma fvwizyn tpawqrt odh rxrm vdmooi kbybedu hqcrz uvda